Insurance in Maryland

The average cost of car insurance in Maryland is $1,941 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Maryland, and coverage levels.

Compare quotes from multiple carriers using Truvo — it's free and takes 2 minutes. Bundling car and home insurance often saves up to 25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

Key factors include your ZIP code within Maryland, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Maryland requires PIP. Coastal homeowners face higher rates due to hurricane and flood risk.