Insurance in Texas

The average cost of car insurance in Texas is $1,842 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Texas, and coverage levels.

Compare quotes from multiple carriers using Truvo — it's free and takes 2 minutes. Bundling car and home insurance often saves up to 25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

Key factors include your ZIP code within Texas, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure.