Insurance in Virginia

The average cost of car insurance in Virginia is $1,504 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Virginia, and coverage levels.

Compare quotes from multiple carriers using Truvo — it's free and takes 2 minutes. Bundling car and home insurance often saves up to 25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

Key factors include your ZIP code within Virginia, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Virginia allows an uninsured motor vehicle fee instead of insurance, though this is not recommended.