Spring Driving Hazards and How Insurance Protects You

Winter's over, but spring brings its own set of driving hazards. Potholes, animal crossings, severe storms, and increased motorcycle and pedestrian traffic all spike in spring.

Potholes: Spring's Signature Road Hazard

Potholes cost U.S. drivers $3 billion annually. Pothole damage is typically covered under collision coverage — hitting a pothole counts as a single-vehicle collision. Your deductible applies, so minor damage might not be worth filing a claim.

Animal Collisions

Animal-vehicle collisions spike dramatically in March through June. Hitting an animal is covered under comprehensive coverage, not collision. The average deer-collision claim is around $4,500.

Severe Spring Storms

Hail, high winds, and heavy rain — all covered under comprehensive. Hail damage claims average $4,300.

Flooding

Flood damage to your vehicle is covered under comprehensive coverage. A flooded engine can cost $5,000-$10,000 or total the vehicle.

Increased Motorcycle, Bicycle, and Pedestrian Traffic

Accidents involving motorcycles and pedestrians tend to result in more severe injuries and larger liability claims. This is why adequate liability limits matter.

Spring Driving Safety Checklist

Check tire condition and pressure. Replace windshield wipers. Clean headlights. Slow down on wet roads. Watch for potholes and animals. Give extra space to motorcycles and bicycles.

The Bottom Line

Spring driving has unique risks. If you don't carry comprehensive coverage, spring is a great time to add it. Truvo can help you compare auto insurance policies to make sure you're covered.