Auto-Owners Insurance Insurance in Michigan
Compare Auto-Owners Insurance rates and coverage options in Michigan. Top-rated Midwest mutual insurer sold exclusively through independent agents. See how they stack up against other carriers and find the best rate for your needs.
Get Your Free Michigan Quote$2,691
Avg. Michigan Auto Rate
A++
AM Best Rating
50/100/10 + PIP
MI Auto Minimum
7
Product Lines
About Auto-Owners Insurance in Michigan
Auto-Owners Insurance, founded in 1916 and headquartered in Lansing, Michigan, offers auto, home, renters, life, umbrella, commercial, and boat insurance. Auto-Owners Insurance is a Michigan-based Fortune 500 mutual insurer operating in 26 states. It sells auto, home, life, and business coverage only through independent agents and earns top marks for claims satisfaction and financial strength.
In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with Auto-Owners Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.
Auto-Owners Insurance is built for drivers who buy through independent agents. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.
Auto-Owners Insurance in Michigan — FAQ
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