Auto-Owners Insurance Insurance in Montana

Auto-Owners Insurance, founded in 1916 and headquartered in Lansing, Michigan, offers auto, home, renters, life, umbrella, commercial, boat insurance. Auto-Owners Insurance is a Michigan-based Fortune 500 mutual insurer operating in 26 states. It sells auto, home, life, and business coverage only through independent agents and earns top marks for claims satisfaction and financial strength.

In Montana, drivers are required to carry minimum auto liability coverage of 25/50/20. Montana has moderate rates despite rural driving conditions and wildfire risk. The average auto insurance rate in Montana is $1,563 per year, though your actual rate with Auto-Owners Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Auto-Owners Insurance is especially well-suited for claims satisfaction, bundling, working with an agent. Comparing Auto-Owners Insurance alongside other carriers through Truvo helps ensure you get the best rate available in Montana, whether you need basic liability or full coverage.

Montana also faces elevated wildfire exposure, which affects how carriers price coverage here. When evaluating Auto-Owners Insurance in Montana, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.