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Elephant Insurance Insurance in New York

Compare Elephant Insurance rates and coverage options in New York. Affordable direct-to-consumer auto insurance with bundling savings. See how they stack up against 40+ carriers and find the best rate for your needs.

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$2,321

Avg. New York Auto Rate

A-

AM Best Rating

25/50/10 + PIP

NY Auto Minimum

3

Product Lines

About Elephant Insurance in New York

Elephant Insurance, founded in 2009 and headquartered in Richmond, Virginia, offers auto, home, renters insurance. Elephant Insurance is a direct-to-consumer auto insurer offering competitive rates and multi-policy savings. Part of the Admiral Group, Elephant emphasizes online convenience, multi-car discounts, and bundled home and renters coverage in the states it serves.

In New York, drivers are required to carry minimum auto liability coverage of 25/50/10 + PIP. New York is a no-fault state with high rates, especially in NYC. Home insurance varies widely by region. The average auto insurance rate in New York is $2,321 per year, though your actual rate with Elephant Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Elephant Insurance is especially well-suited for multi-car households, bundling discounts, digital-first customers, budget-conscious drivers. Comparing Elephant Insurance alongside other carriers through Truvo helps ensure you get the best rate available in New York, whether you need basic liability or full coverage.

Elephant Insurance in New York — FAQ

Elephant Insurance is available in available in select states. To confirm availability and see personalized rates in New York, get a free quote through Truvo — we compare Elephant Insurance alongside 40+ other carriers.

The average auto insurance rate in New York is $2,321/year. Your Elephant Insurance rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized Elephant Insurance rate.

Elephant Insurance is a reputable carrier with an AM Best rating of A-, known for multi-car households and bundling discounts. Whether they're the best fit in New York depends on your specific needs — compare rates with Truvo to see how they stack up.

New York requires minimum auto liability coverage of 25/50/10 + PIP. New York is a no-fault state with high rates, especially in NYC. Home insurance varies widely by region. We recommend carrying higher limits than the state minimum for better protection.

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