Erie Insurance Insurance in Florida

Erie Insurance, founded in 1925 and headquartered in Erie, Pennsylvania, offers auto, home, renters, life, umbrella, and commercial insurance. Erie Insurance is a Pennsylvania-based carrier serving a dozen-plus states across the East and Midwest. It consistently ranks among the highest in customer satisfaction and value, selling auto, home, life, and business coverage through local agents.

In Florida, drivers are required to carry minimum auto liability coverage of 10/20/10 + PIP. Florida is a no-fault state with among the highest auto rates nationally. Home insurance is extremely expensive due to hurricane exposure. The average auto insurance rate in Florida is $2,560 per year, though your actual rate with Erie Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Erie Insurance is built for agent-served drivers in the East and Midwest. Comparing several carriers side by side is the surest way to find the best rate in Florida, whether you need basic liability or full coverage.

Florida also faces elevated hurricane and tropical-storm wind exposure, which affects how carriers price coverage here. When evaluating Erie Insurance in Florida, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.