Farmers Insurance Insurance in North Dakota

Farmers Insurance, founded in 1928 and headquartered in Woodland Hills, California, offers auto, home, renters, life, umbrella, motorcycle, commercial insurance. Farmers Insurance Group is one of the largest U.S. multiline insurers, offering auto, home, renters, life, and business coverage through a nationwide network of agents. It is known for customizable policies and signature endorsements.

In North Dakota, drivers are required to carry minimum auto liability coverage of 25/50/25 + PIP. North Dakota is a no-fault state with affordable auto and home insurance rates. The average auto insurance rate in North Dakota is $1,306 per year, though your actual rate with Farmers Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Farmers Insurance is especially well-suited for customizable coverage, working with an agent, bundling. Comparing Farmers Insurance alongside other carriers through Truvo helps ensure you get the best rate available in North Dakota, whether you need basic liability or full coverage.

North Dakota also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Farmers Insurance in North Dakota, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.