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GAINSCO Insurance in Texas

Compare GAINSCO rates and coverage options in Texas. Non-standard auto insurance across the Southern US. See how they stack up against 40+ carriers and find the best rate for your needs.

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$1,842

Avg. Texas Auto Rate

NR

AM Best Rating

30/60/25

TX Auto Minimum

1

Product Lines

About GAINSCO in Texas

GAINSCO, founded in 1978 and headquartered in Dallas, Texas, offers auto insurance. GAINSCO Auto Insurance is a non-standard auto insurance carrier focused on the Southern United States. They provide affordable coverage options for drivers who may not qualify for preferred rates, with a strong independent agent network.

In Texas, drivers are required to carry minimum auto liability coverage of 30/60/25. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure. The average auto insurance rate in Texas is $1,842 per year, though your actual rate with GAINSCO may be higher or lower depending on your driving record, vehicle, and coverage level.

GAINSCO is especially well-suited for southern us drivers, non-standard auto, affordable minimum coverage, independent agent access. Whether you're looking for basic liability or comprehensive coverage in Texas, comparing GAINSCO alongside other carriers through Truvo helps ensure you get the best rate available.

GAINSCO in Texas — FAQ

Is GAINSCO available in Texas?

GAINSCO is available in available in select southern states. To confirm availability and see personalized rates in Texas, get a free quote through Truvo — we compare GAINSCO alongside 40+ other carriers.

How much does GAINSCO insurance cost in Texas?

The average auto insurance rate in Texas is $1,842/year. Your GAINSCO rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized GAINSCO rate.

Is GAINSCO a good insurance company in Texas?

GAINSCO is a reputable carrier, known for southern us drivers and non-standard auto. Whether they're the best fit in Texas depends on your specific needs — compare rates with Truvo to see how they stack up.

What is the minimum auto insurance coverage in Texas?

Texas requires minimum auto liability coverage of 30/60/25. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure. We recommend carrying higher limits than the state minimum for better protection.

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