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GEICO Insurance in New Jersey

Compare GEICO rates and coverage options in New Jersey. Affordable, direct-to-consumer auto insurance with nationwide reach. See how they stack up against 40+ carriers and find the best rate for your needs.

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$1,831

Avg. New Jersey Auto Rate

A++

AM Best Rating

15/30/5 + PIP

NJ Auto Minimum

5

Product Lines

About GEICO in New Jersey

GEICO, founded in 1936 and headquartered in Chevy Chase, Maryland, offers auto, motorcycle, renters, homeowners, rv insurance. GEICO (Government Employees Insurance Company) is one of the largest auto insurers in the United States, known for competitive direct-to-consumer rates, a robust mobile app, and 24/7 service. A subsidiary of Berkshire Hathaway, GEICO writes coverage across all 50 states.

In New Jersey, drivers are required to carry minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. The average auto insurance rate in New Jersey is $1,831 per year, though your actual rate with GEICO may be higher or lower depending on your driving record, vehicle, and coverage level.

GEICO is especially well-suited for budget-conscious drivers, standard drivers, bundling discounts, digital-first customers. Comparing GEICO alongside other carriers through Truvo helps ensure you get the best rate available in New Jersey, whether you need basic liability or full coverage.

GEICO in New Jersey — FAQ

GEICO is available in available in all 50 states. To confirm availability and see personalized rates in New Jersey, get a free quote through Truvo — we compare GEICO alongside 40+ other carriers.

The average auto insurance rate in New Jersey is $1,831/year. Your GEICO rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized GEICO rate.

GEICO is a reputable carrier with an AM Best rating of A++, known for budget-conscious drivers and standard drivers. Whether they're the best fit in New Jersey depends on your specific needs — compare rates with Truvo to see how they stack up.

New Jersey requires minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. We recommend carrying higher limits than the state minimum for better protection.

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