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The Hartford Insurance in Michigan

Compare The Hartford rates and coverage options in Michigan. Trusted auto and home insurance, known for the AARP program. See how they stack up against other top carriers and find the best rate for your needs.

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$2,691

Avg. Michigan Auto Rate

A+

AM Best Rating

50/100/10 + PIP

MI Auto Minimum

4

Product Lines

About The Hartford in Michigan

The Hartford, founded in 1810 and headquartered in Hartford, Connecticut, offers auto, home, renters, umbrella insurance. The Hartford is a long-established insurance carrier offering auto, home, and personal coverage. It is best known as the exclusive provider of the AARP Auto & Home Insurance Program, with features tailored to experienced drivers including lifetime renewability and disappearing deductibles.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with The Hartford may be higher or lower depending on your driving record, vehicle, and coverage level.

The Hartford is especially well-suited for aarp members, experienced drivers, mature drivers (50+), bundling home and auto. Comparing The Hartford alongside other carriers through Truvo helps ensure you get the best rate available in Michigan, whether you need basic liability or full coverage.

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