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The Hartford Insurance in Rhode Island

Compare The Hartford rates and coverage options in Rhode Island. Trusted auto and home insurance, known for the AARP program. See how they stack up against 40+ carriers and find the best rate for your needs.

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$1,830

Avg. Rhode Island Auto Rate

A+

AM Best Rating

25/50/25

RI Auto Minimum

4

Product Lines

About The Hartford in Rhode Island

The Hartford, founded in 1810 and headquartered in Hartford, Connecticut, offers auto, home, renters, umbrella insurance. The Hartford is a long-established insurance carrier offering auto, home, and personal coverage. It is best known as the exclusive provider of the AARP Auto & Home Insurance Program, with features tailored to experienced drivers including lifetime renewability and disappearing deductibles.

In Rhode Island, drivers are required to carry minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. The average auto insurance rate in Rhode Island is $1,830 per year, though your actual rate with The Hartford may be higher or lower depending on your driving record, vehicle, and coverage level.

The Hartford is especially well-suited for aarp members, experienced drivers, mature drivers (50+), bundling home and auto. Comparing The Hartford alongside other carriers through Truvo helps ensure you get the best rate available in Rhode Island, whether you need basic liability or full coverage.

The Hartford in Rhode Island — FAQ

The Hartford is available in available in most states. To confirm availability and see personalized rates in Rhode Island, get a free quote through Truvo — we compare The Hartford alongside 40+ other carriers.

The average auto insurance rate in Rhode Island is $1,830/year. Your The Hartford rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized The Hartford rate.

The Hartford is a reputable carrier with an AM Best rating of A+, known for aarp members and experienced drivers. Whether they're the best fit in Rhode Island depends on your specific needs — compare rates with Truvo to see how they stack up.

Rhode Island requires minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. We recommend carrying higher limits than the state minimum for better protection.

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