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Kemper Insurance in Colorado

Compare Kemper rates and coverage options in Colorado. Specialty insurance solutions for underserved markets. See how they stack up against 40+ carriers and find the best rate for your needs.

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$2,104

Avg. Colorado Auto Rate

A-

AM Best Rating

25/50/15

CO Auto Minimum

3

Product Lines

About Kemper in Colorado

Kemper, founded in 1990 and headquartered in Chicago, Illinois, offers auto, home, renters insurance. Kemper Corporation (parent of Infinity Insurance) provides specialty auto insurance focused on serving underserved markets. Kemper is known for affordable coverage, bilingual service, and flexible payment options — particularly popular in states with large Hispanic and immigrant communities.

In Colorado, drivers are required to carry minimum auto liability coverage of 25/50/15. Colorado rates have risen due to hail and wildfire claims affecting both auto and home insurance. The average auto insurance rate in Colorado is $2,104 per year, though your actual rate with Kemper may be higher or lower depending on your driving record, vehicle, and coverage level.

Kemper is especially well-suited for non-standard drivers, spanish-speaking customers, low down payments, first-time buyers. Whether you're looking for basic liability or comprehensive coverage in Colorado, comparing Kemper alongside other carriers through Truvo helps ensure you get the best rate available.

Kemper in Colorado — FAQ

Is Kemper available in Colorado?

Kemper is available in available in select states. To confirm availability and see personalized rates in Colorado, get a free quote through Truvo — we compare Kemper alongside 40+ other carriers.

How much does Kemper insurance cost in Colorado?

The average auto insurance rate in Colorado is $2,104/year. Your Kemper rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized Kemper rate.

Is Kemper a good insurance company in Colorado?

Kemper is a reputable carrier with an AM Best rating of A-, known for non-standard drivers and spanish-speaking customers. Whether they're the best fit in Colorado depends on your specific needs — compare rates with Truvo to see how they stack up.

What is the minimum auto insurance coverage in Colorado?

Colorado requires minimum auto liability coverage of 25/50/15. Colorado rates have risen due to hail and wildfire claims affecting both auto and home insurance. We recommend carrying higher limits than the state minimum for better protection.

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