Skip to main content

Kemper Insurance in Michigan

Compare Kemper rates and coverage options in Michigan. Specialty insurer focused on auto coverage, including nonstandard and high-risk drivers. See how they stack up against other carriers and find the best rate for your needs.

Get Your Free Michigan Quote

$2,691

Avg. Michigan Auto Rate

A-

AM Best Rating

50/100/10 + PIP

MI Auto Minimum

4

Product Lines

About Kemper in Michigan

Kemper, founded in 1990 and headquartered in Chicago, Illinois, offers auto, home, renters, and life insurance. Kemper is a Chicago-based insurance holding company specializing in auto (including nonstandard and high-risk), home, and life coverage. It serves customers who may have trouble finding standard-market rates.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with Kemper may be higher or lower depending on your driving record, vehicle, and coverage level.

Kemper is built for drivers with complicated records or non-standard needs. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.

Kemper in Michigan — FAQ

Compare Kemper With Other Carriers in Michigan

See how Kemper stacks up in Michigan. Get personalized quotes from top carriers in minutes — free, no-obligation.

Get Your Free Quote →