Kemper Insurance in New Jersey

Kemper, founded in 1990 and headquartered in Chicago, Illinois, offers auto, home, renters insurance. Kemper Corporation (parent of Infinity Insurance) provides specialty auto insurance focused on serving underserved markets. Kemper is known for affordable coverage, bilingual service, and flexible payment options — particularly popular in states with large Hispanic and immigrant communities.

In New Jersey, drivers are required to carry minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. The average auto insurance rate in New Jersey is $1,831 per year, though your actual rate with Kemper may be higher or lower depending on your driving record, vehicle, and coverage level.

Kemper is especially well-suited for non-standard drivers, spanish-speaking customers, low down payments, first-time buyers. Whether you're looking for basic liability or comprehensive coverage in New Jersey, comparing Kemper alongside other carriers through Truvo helps ensure you get the best rate available.