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Kemper Insurance in Rhode Island

Compare Kemper rates and coverage options in Rhode Island. Specialty insurance solutions for underserved markets. See how they stack up against 40+ carriers and find the best rate for your needs.

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$1,830

Avg. Rhode Island Auto Rate

A-

AM Best Rating

25/50/25

RI Auto Minimum

3

Product Lines

About Kemper in Rhode Island

Kemper, founded in 1990 and headquartered in Chicago, Illinois, offers auto, home, renters insurance. Kemper Corporation (parent of Infinity Insurance) provides specialty auto insurance focused on serving underserved markets. Kemper is known for affordable coverage, bilingual service, and flexible payment options — particularly popular in states with large Hispanic and immigrant communities.

In Rhode Island, drivers are required to carry minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. The average auto insurance rate in Rhode Island is $1,830 per year, though your actual rate with Kemper may be higher or lower depending on your driving record, vehicle, and coverage level.

Kemper is especially well-suited for non-standard drivers, spanish-speaking customers, low down payments, first-time buyers. Whether you're looking for basic liability or comprehensive coverage in Rhode Island, comparing Kemper alongside other carriers through Truvo helps ensure you get the best rate available.

Kemper in Rhode Island — FAQ

Is Kemper available in Rhode Island?

Kemper is available in available in select states. To confirm availability and see personalized rates in Rhode Island, get a free quote through Truvo — we compare Kemper alongside 40+ other carriers.

How much does Kemper insurance cost in Rhode Island?

The average auto insurance rate in Rhode Island is $1,830/year. Your Kemper rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized Kemper rate.

Is Kemper a good insurance company in Rhode Island?

Kemper is a reputable carrier with an AM Best rating of A-, known for non-standard drivers and spanish-speaking customers. Whether they're the best fit in Rhode Island depends on your specific needs — compare rates with Truvo to see how they stack up.

What is the minimum auto insurance coverage in Rhode Island?

Rhode Island requires minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. We recommend carrying higher limits than the state minimum for better protection.

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