MAPFRE Insurance Insurance in Florida

MAPFRE Insurance, founded in 1972 and headquartered in Webster, Massachusetts, offers auto, home, renters, and umbrella insurance. MAPFRE Insurance is the U.S. operation of the global MAPFRE group and one of the largest personal auto and home insurers in Massachusetts (formerly Commerce Insurance). It sells through independent agents.

In Florida, drivers are required to carry minimum auto liability coverage of 10/20/10 + PIP. Florida is a no-fault state with among the highest auto rates nationally. Home insurance is extremely expensive due to hurricane exposure. The average auto insurance rate in Florida is $2,560 per year, though your actual rate with MAPFRE Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

MAPFRE Insurance is built for drivers in Massachusetts, where it is the largest auto insurer. Comparing several carriers side by side is the surest way to find the best rate in Florida, whether you need basic liability or full coverage.

Florida also faces elevated hurricane and tropical-storm wind exposure, which affects how carriers price coverage here. When evaluating MAPFRE Insurance in Florida, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.