MAPFRE Insurance Insurance in Hawaii

MAPFRE Insurance, founded in 1972 and headquartered in Webster, Massachusetts, offers auto, home, renters, umbrella insurance. MAPFRE Insurance is the U.S. operation of the global MAPFRE group and one of the largest personal auto and home insurers in Massachusetts (formerly Commerce Insurance). It sells through independent agents.

In Hawaii, drivers are required to carry minimum auto liability coverage of 20/40/10 + PIP. Hawaii is a no-fault state with lower auto rates. Hurricane and volcanic activity affect home insurance. The average auto insurance rate in Hawaii is $1,324 per year, though your actual rate with MAPFRE Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

MAPFRE Insurance is especially well-suited for massachusetts drivers, bundling, working with an agent. Comparing MAPFRE Insurance alongside other carriers through Truvo helps ensure you get the best rate available in Hawaii, whether you need basic liability or full coverage.

Hawaii also faces elevated hurricane and tropical-storm wind and earthquake exposure, which affects how carriers price coverage here. When evaluating MAPFRE Insurance in Hawaii, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.