MAPFRE Insurance Insurance in Texas

MAPFRE Insurance, founded in 1972 and headquartered in Webster, Massachusetts, offers auto, home, renters, and umbrella insurance. MAPFRE Insurance is the U.S. operation of the global MAPFRE group and one of the largest personal auto and home insurers in Massachusetts (formerly Commerce Insurance). It sells through independent agents.

In Texas, drivers are required to carry minimum auto liability coverage of 30/60/25. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure. The average auto insurance rate in Texas is $1,842 per year, though your actual rate with MAPFRE Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

MAPFRE Insurance is built for drivers in Massachusetts, where it is the largest auto insurer. Comparing several carriers side by side is the surest way to find the best rate in Texas, whether you need basic liability or full coverage.

Texas also faces elevated hurricane and tropical-storm wind and tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating MAPFRE Insurance in Texas, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.