National General Insurance in California

National General, founded in 1939 and headquartered in Winston-Salem, North Carolina, offers auto, home, motorcycle, RV, and renters insurance. National General, now part of Allstate, provides auto, motorcycle, RV, and homeowners coverage with a focus on nonstandard auto and lender-placed insurance. It distributes through independent agents nationwide.

In California, drivers are required to carry minimum auto liability coverage of 30/60/15. California has low auto minimums but high average rates. Home insurance is heavily impacted by wildfire risk — many carriers have restricted coverage in fire-prone areas. In 2023, the average California driver spent $1,225 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with National General may be higher or lower depending on your driving record, vehicle, and coverage level.

National General is built for drivers with mixed records, through independent agents. Comparing several carriers side by side is the surest way to find the best rate in California, whether you need basic liability or full coverage.

California also faces elevated wildfire and earthquake exposure, which affects how carriers price coverage here. When evaluating National General in California, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.