National General Insurance in Louisiana

National General, founded in 1939 and headquartered in Winston-Salem, North Carolina, offers auto, home, motorcycle, rv, renters insurance. National General, now part of Allstate, provides auto, motorcycle, RV, and homeowners coverage with a focus on nonstandard auto and lender-placed insurance. It distributes through independent agents nationwide.

In Louisiana, drivers are required to carry minimum auto liability coverage of 15/30/25. Louisiana has among the highest auto and home insurance rates nationally due to lawsuit costs, uninsured drivers, and hurricane exposure. The average auto insurance rate in Louisiana is $2,839 per year, though your actual rate with National General may be higher or lower depending on your driving record, vehicle, and coverage level.

National General is especially well-suited for nonstandard auto, rv owners, independent-agent shoppers. Comparing National General alongside other carriers through Truvo helps ensure you get the best rate available in Louisiana, whether you need basic liability or full coverage.

Louisiana also faces elevated hurricane and tropical-storm wind exposure, which affects how carriers price coverage here. When evaluating National General in Louisiana, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.