National General Insurance in South Dakota

National General, founded in 1939 and headquartered in Winston-Salem, North Carolina, offers auto, home, motorcycle, RV, and renters insurance. National General, now part of Allstate, provides auto, motorcycle, RV, and homeowners coverage with a focus on nonstandard auto and lender-placed insurance. It distributes through independent agents nationwide.

In South Dakota, drivers are required to carry minimum auto liability coverage of 25/50/25. South Dakota has below-average rates and standard insurance requirements. In 2023, the average South Dakota driver spent $937 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with National General may be higher or lower depending on your driving record, vehicle, and coverage level.

National General is built for drivers with mixed records, through independent agents. Comparing several carriers side by side is the surest way to find the best rate in South Dakota, whether you need basic liability or full coverage.

South Dakota also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating National General in South Dakota, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.