NJM Insurance Insurance in Michigan

NJM Insurance, founded in 1913 and headquartered in West Trenton, New Jersey, offers auto, home, renters, and umbrella insurance. NJM Insurance Group (originally New Jersey Manufacturers) is a policyholder-owned carrier serving New Jersey, Pennsylvania, Connecticut, Ohio, Maryland, and a few nearby states. It earns top customer-satisfaction marks and sells direct with no sales commissions.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with NJM Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

NJM Insurance is built for drivers in New Jersey and four nearby states. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.