Root Insurance Insurance in Kentucky
Compare Root Insurance rates and coverage options in Kentucky. Usage-based auto insurance powered by telematics and data science. See how they stack up against other carriers and find the best rate for your needs.
Get Your Free Kentucky Quote$2,139
Avg. Kentucky Auto Rate
B++
AM Best Rating
25/50/25 + PIP
KY Auto Minimum
2
Product Lines
About Root Insurance in Kentucky
Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, and renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.
In Kentucky, drivers are required to carry minimum auto liability coverage of 25/50/25 + PIP. Kentucky is a choice no-fault state — drivers can choose between no-fault and traditional coverage. The average auto insurance rate in Kentucky is $2,139 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.
Root Insurance is built for good drivers priced by a measured test drive. Comparing several carriers side by side is the surest way to find the best rate in Kentucky, whether you need basic liability or full coverage.
Root Insurance in Kentucky — FAQ
Compare Root Insurance With Other Carriers in Kentucky
See how Root Insurance stacks up in Kentucky. Get personalized quotes from top carriers in minutes — free, no-obligation.
Get Your Free Quote →