Root Insurance Insurance in Maryland

Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.

In Maryland, drivers are required to carry minimum auto liability coverage of 30/60/15 + PIP. Maryland requires PIP. Coastal homeowners face higher rates due to hurricane and flood risk. The average auto insurance rate in Maryland is $1,941 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Root Insurance is especially well-suited for safe drivers, tech-savvy customers, young drivers with good habits, usage-based pricing fans. Comparing Root Insurance alongside other carriers through Truvo helps ensure you get the best rate available in Maryland, whether you need basic liability or full coverage.