Root Insurance Insurance in Michigan
Compare Root Insurance rates and coverage options in Michigan. Usage-based auto insurance powered by telematics and data science. See how they stack up against other carriers and find the best rate for your needs.
Get Your Free Michigan Quote$2,691
Avg. Michigan Auto Rate
B++
AM Best Rating
50/100/10 + PIP
MI Auto Minimum
2
Product Lines
About Root Insurance in Michigan
Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, and renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.
In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.
Root Insurance is built for good drivers priced by a measured test drive. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.
Root Insurance in Michigan — FAQ
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