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Root Insurance Insurance in Missouri

Compare Root Insurance rates and coverage options in Missouri. Usage-based auto insurance powered by telematics and data science. See how they stack up against 40+ carriers and find the best rate for your needs.

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$1,769

Avg. Missouri Auto Rate

B++

AM Best Rating

25/50/25

MO Auto Minimum

2

Product Lines

About Root Insurance in Missouri

Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.

In Missouri, drivers are required to carry minimum auto liability coverage of 25/50/25. Missouri requires UM coverage. Tornado and severe storm risk impacts homeowners insurance. The average auto insurance rate in Missouri is $1,769 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Root Insurance is especially well-suited for safe drivers, tech-savvy customers, young drivers with good habits, usage-based pricing fans. Whether you're looking for basic liability or comprehensive coverage in Missouri, comparing Root Insurance alongside other carriers through Truvo helps ensure you get the best rate available.

Root Insurance in Missouri — FAQ

Is Root Insurance available in Missouri?

Root Insurance is available in available in 30+ states. To confirm availability and see personalized rates in Missouri, get a free quote through Truvo — we compare Root Insurance alongside 40+ other carriers.

How much does Root Insurance insurance cost in Missouri?

The average auto insurance rate in Missouri is $1,769/year. Your Root Insurance rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized Root Insurance rate.

Is Root Insurance a good insurance company in Missouri?

Root Insurance is a reputable carrier with an AM Best rating of B++, known for safe drivers and tech-savvy customers. Whether they're the best fit in Missouri depends on your specific needs — compare rates with Truvo to see how they stack up.

What is the minimum auto insurance coverage in Missouri?

Missouri requires minimum auto liability coverage of 25/50/25. Missouri requires UM coverage. Tornado and severe storm risk impacts homeowners insurance. We recommend carrying higher limits than the state minimum for better protection.

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