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Root Insurance Insurance in New Jersey

Compare Root Insurance rates and coverage options in New Jersey. Usage-based auto insurance powered by telematics and data science. See how they stack up against other carriers and find the best rate for your needs.

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$1,831

Avg. New Jersey Auto Rate

B++

AM Best Rating

15/30/5 + PIP

NJ Auto Minimum

2

Product Lines

About Root Insurance in New Jersey

Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, and renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.

In New Jersey, drivers are required to carry minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. The average auto insurance rate in New Jersey is $1,831 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Root Insurance is built for good drivers priced by a measured test drive. Comparing several carriers side by side is the surest way to find the best rate in New Jersey, whether you need basic liability or full coverage.

Root Insurance in New Jersey — FAQ

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