Root Insurance Insurance in New Jersey
Compare Root Insurance rates and coverage options in New Jersey. Usage-based auto insurance powered by telematics and data science. See how they stack up against other top carriers and find the best rate for your needs.
Get Your Free New Jersey Quote$1,831
Avg. New Jersey Auto Rate
B++
AM Best Rating
15/30/5 + PIP
NJ Auto Minimum
2
Product Lines
About Root Insurance in New Jersey
Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.
In New Jersey, drivers are required to carry minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. The average auto insurance rate in New Jersey is $1,831 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.
Root Insurance is especially well-suited for safe drivers, tech-savvy customers, young drivers with good habits, usage-based pricing fans. Comparing Root Insurance alongside other carriers through Truvo helps ensure you get the best rate available in New Jersey, whether you need basic liability or full coverage.
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