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Root Insurance Insurance in New York

Compare Root Insurance rates and coverage options in New York. Usage-based auto insurance powered by telematics and data science. See how they stack up against 40+ carriers and find the best rate for your needs.

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$2,321

Avg. New York Auto Rate

B++

AM Best Rating

25/50/10 + PIP

NY Auto Minimum

2

Product Lines

About Root Insurance in New York

Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.

In New York, drivers are required to carry minimum auto liability coverage of 25/50/10 + PIP. New York is a no-fault state with high rates, especially in NYC. Home insurance varies widely by region. The average auto insurance rate in New York is $2,321 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Root Insurance is especially well-suited for safe drivers, tech-savvy customers, young drivers with good habits, usage-based pricing fans. Whether you're looking for basic liability or comprehensive coverage in New York, comparing Root Insurance alongside other carriers through Truvo helps ensure you get the best rate available.

Root Insurance in New York — FAQ

Is Root Insurance available in New York?

Root Insurance is available in available in 30+ states. To confirm availability and see personalized rates in New York, get a free quote through Truvo — we compare Root Insurance alongside 40+ other carriers.

How much does Root Insurance insurance cost in New York?

The average auto insurance rate in New York is $2,321/year. Your Root Insurance rate will depend on your driving record, vehicle, age, ZIP code, and coverage level. Compare quotes through Truvo to see your personalized Root Insurance rate.

Is Root Insurance a good insurance company in New York?

Root Insurance is a reputable carrier with an AM Best rating of B++, known for safe drivers and tech-savvy customers. Whether they're the best fit in New York depends on your specific needs — compare rates with Truvo to see how they stack up.

What is the minimum auto insurance coverage in New York?

New York requires minimum auto liability coverage of 25/50/10 + PIP. New York is a no-fault state with high rates, especially in NYC. Home insurance varies widely by region. We recommend carrying higher limits than the state minimum for better protection.

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