Root Insurance Insurance in Rhode Island

Root Insurance, founded in 2015 and headquartered in Columbus, Ohio, offers auto, renters insurance. Root Insurance is a technology-driven insurance company that prices auto insurance based primarily on how you actually drive, not just demographics. Using smartphone telematics, Root measures driving behavior during a test drive period and offers rates based on individual driving patterns.

In Rhode Island, drivers are required to carry minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. The average auto insurance rate in Rhode Island is $1,830 per year, though your actual rate with Root Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Root Insurance is especially well-suited for safe drivers, tech-savvy customers, young drivers with good habits, usage-based pricing fans. Whether you're looking for basic liability or comprehensive coverage in Rhode Island, comparing Root Insurance alongside other carriers through Truvo helps ensure you get the best rate available.