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Safeco Insurance in Rhode Island

Compare Safeco rates and coverage options in Rhode Island. A Liberty Mutual brand offering auto, home, and specialty coverage through independent agents. See how they stack up against other carriers and find the best rate for your needs.

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$1,830

Avg. Rhode Island Auto Rate

A

AM Best Rating

25/50/25

RI Auto Minimum

6

Product Lines

About Safeco in Rhode Island

Safeco, founded in 1923 and headquartered in Seattle, Washington, offers auto, home, renters, motorcycle, boat, and umbrella insurance. Safeco was Liberty Mutual's independent-agent brand for auto, home, renters, motorcycle, and boat coverage. Liberty Mutual retired the Safeco brand on April 25, 2026. Its personal lines are now marketed and sold as Liberty Mutual, and existing policies keep their agent relationships.

In Rhode Island, drivers are required to carry minimum auto liability coverage of 25/50/25. Rhode Island has above-average rates. Coastal areas face higher home insurance costs. The average auto insurance rate in Rhode Island is $1,830 per year, though your actual rate with Safeco may be higher or lower depending on your driving record, vehicle, and coverage level.

Safeco is built for drivers who buy through independent agents. Comparing several carriers side by side is the surest way to find the best rate in Rhode Island, whether you need basic liability or full coverage.

Safeco in Rhode Island — FAQ

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