Selective Insurance Insurance in Iowa

Selective Insurance, founded in 1926 and headquartered in Branchville, New Jersey, offers auto, home, renters, umbrella, and commercial insurance. Selective Insurance Group is a New Jersey-based super-regional carrier providing personal and commercial property-casualty coverage and flood insurance through independent agents, mainly in the Eastern and Midwestern U.S.

In Iowa, drivers are required to carry minimum auto liability coverage of 20/40/15. Iowa has lower-than-average auto rates but significant severe weather risk for homeowners. The average auto insurance rate in Iowa is $1,310 per year, though your actual rate with Selective Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Selective Insurance is built for independent-agent buyers in the East. Comparing several carriers side by side is the surest way to find the best rate in Iowa, whether you need basic liability or full coverage.

Iowa also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Selective Insurance in Iowa, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.