Shelter Insurance Insurance in Michigan

Shelter Insurance, founded in 1946 and headquartered in Columbia, Missouri, offers auto, home, renters, life, umbrella, and commercial insurance. Shelter Insurance is a Columbia, Missouri-based carrier selling auto, home, life, and farm coverage through local agents across roughly 15 states in the Midwest and South. Its tagline is the Shield of Shelter.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with Shelter Insurance may be higher or lower depending on your driving record, vehicle, and coverage level.

Shelter Insurance is built for agent-served drivers in the Midwest and South. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.