The General Insurance in Iowa

The General, founded in 1963 and headquartered in Nashville, Tennessee, offers auto insurance. The General is a licensed insurance agency that specializes in providing affordable auto insurance to drivers who may have difficulty finding coverage elsewhere — including those with DUIs, SR-22 requirements, accidents, or no prior insurance. Part of the Sentry Insurance Group.

In Iowa, drivers are required to carry minimum auto liability coverage of 20/40/15. Iowa has lower-than-average auto rates but significant severe weather risk for homeowners. The average auto insurance rate in Iowa is $1,310 per year, though your actual rate with The General may be higher or lower depending on your driving record, vehicle, and coverage level.

The General is built for drivers who need an SR-22, had a lapse, or are new to insurance. Comparing several carriers side by side is the surest way to find the best rate in Iowa, whether you need basic liability or full coverage.

Iowa also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating The General in Iowa, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.