The General Insurance in Texas

The General, founded in 1963 and headquartered in Nashville, Tennessee, offers auto insurance. The General is a licensed insurance agency that specializes in providing affordable auto insurance to drivers who may have difficulty finding coverage elsewhere — including those with DUIs, SR-22 requirements, accidents, or no prior insurance. Part of American Family Insurance Group.

In Texas, drivers are required to carry minimum auto liability coverage of 30/60/25. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure. The average auto insurance rate in Texas is $1,842 per year, though your actual rate with The General may be higher or lower depending on your driving record, vehicle, and coverage level.

The General is especially well-suited for high-risk drivers, sr-22 filings, no prior insurance, dui/dwi records. Comparing The General alongside other carriers through Truvo helps ensure you get the best rate available in Texas, whether you need basic liability or full coverage.

Texas also faces elevated hurricane and tropical-storm wind and tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating The General in Texas, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.