Travelers Insurance in Florida

Travelers, founded in 1853 and headquartered in New York, New York, offers auto, home, renters, boat, umbrella, and commercial insurance. The Travelers Companies is a Dow Jones Industrial Average component and one of the nation's largest writers of personal and commercial property-casualty insurance. Its red-umbrella brand is known for strong claims service and home-and-auto bundles.

In Florida, drivers are required to carry minimum auto liability coverage of 10/20/10 + PIP. Florida is a no-fault state with among the highest auto rates nationally. Home insurance is extremely expensive due to hurricane exposure. The average auto insurance rate in Florida is $2,560 per year, though your actual rate with Travelers may be higher or lower depending on your driving record, vehicle, and coverage level.

Travelers is built for independent-agent buyers who bundle home and auto. Comparing several carriers side by side is the surest way to find the best rate in Florida, whether you need basic liability or full coverage.

Florida also faces elevated hurricane and tropical-storm wind exposure, which affects how carriers price coverage here. When evaluating Travelers in Florida, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.