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USAA Insurance in Michigan

Compare USAA rates and coverage options in Michigan. Top-rated auto and home insurance exclusively for the military community and their families. See how they stack up against other top carriers and find the best rate for your needs.

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$2,691

Avg. Michigan Auto Rate

A++

AM Best Rating

50/100/10 + PIP

MI Auto Minimum

6

Product Lines

About USAA in Michigan

USAA, founded in 1922 and headquartered in San Antonio, Texas, offers auto, home, renters, life, umbrella, boat insurance. USAA serves active-duty military, veterans, and their families with consistently top-ranked auto, home, and life insurance plus banking. Membership is restricted to the military community, and it repeatedly ranks among the highest in customer satisfaction.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with USAA may be higher or lower depending on your driving record, vehicle, and coverage level.

USAA is especially well-suited for military members and families, customer satisfaction, bundling. Comparing USAA alongside other carriers through Truvo helps ensure you get the best rate available in Michigan, whether you need basic liability or full coverage.

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