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National General vs Bristol West — Which Is Better for You?

Wondering whether National General or Bristol West is the right fit? We compare coverage, rates, financial strength, and more to help you decide.

Compare Both Carriers' Rates

At a Glance

National General

Affordable coverage for a wide range of drivers, now part of Allstate.

AM Best RatingA
Founded1939
HeadquartersWinston-Salem, North Carolina
Products
AutoHomeRentersMotorcycleRV
Best For
  • Budget-conscious drivers
  • Non-standard auto
  • Flexible payment plans
  • Quick binding
AvailabilityAvailable in most states

Bristol West

Non-standard auto insurance through Farmers Insurance Group.

AM Best RatingA
Founded1973
HeadquartersDavie, Florida
Products
Auto
Best For
  • Non-standard drivers
  • Coverage gaps
  • Drivers with violations
  • Independent agent access
AvailabilityAvailable in select states

Key Highlights

Why Choose National General

  • Wider product lineup including home and renters
  • Now part of Allstate — added scale and stability
  • Competitive for both standard and non-standard risks
  • Flexible payment plans with low down payments

Why Choose Bristol West

  • Part of Farmers Insurance Group
  • Specializes in non-standard auto insurance
  • Competitive rates for drivers with imperfect records
  • Fast quoting and binding through agents

Which Should You Choose?

Both National General and Bristol West are solid choices, but the right one depends on your situation. National General is best known for budget-conscious drivers, while Bristol West stands out for non-standard drivers.

In terms of financial strength, National General holds an AM Best rating of A compared to Bristol West's A. National General offers 5 products while Bristol West offers 1, so National General has a broader coverage lineup.

The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from National General, Bristol West, and 40+ other carriers in minutes.

Frequently Asked Questions

Is National General or Bristol West cheaper?

Rates vary based on your driving record, location, age, and coverage needs. National General and Bristol West use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.

Which has better coverage — National General or Bristol West?

National General offers Auto, Home, Renters, Motorcycle, RV coverage, while Bristol West offers Auto. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.

Which is better for high-risk drivers — National General or Bristol West?

Both carriers serve a range of driver profiles. National General is best for budget-conscious drivers and non-standard auto, while Bristol West is best for non-standard drivers and coverage gaps. Compare quotes from both to see which offers you the best rate.

How do I choose between National General and Bristol West?

Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. National General is rated A by AM Best, while Bristol West is rated A. Truvo compares quotes from both carriers so you can make an informed decision.

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