Progressive vs Foremost — Which Is Better for You?
Wondering whether Progressive or Foremost is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesAt a Glance
Progressive
One of the largest auto insurers in the US with competitive rates and innovative tools.
- ✓Drivers with violations
- ✓Multi-policy bundling
- ✓Usage-based discounts
- ✓Online quote shoppers
Foremost
Specialty insurance for homes, mobile homes, and unique properties.
- ✓Mobile/manufactured homes
- ✓Seasonal properties
- ✓Unique property types
- ✓Vacant homes
Key Highlights
Why Choose Progressive
- •Available in all 50 states — widest geographic reach
- •AM Best A+ rating — top financial strength
- •Innovative tools like Snapshot® and Name Your Price®
- •Broadest product lineup including boat and RV
Why Choose Foremost
- •Leading insurer for mobile and manufactured homes
- •Specialty coverage for unique property types
- •Part of Farmers Insurance Group
- •Competitive for seasonal and vacant properties
Which Should You Choose?
Both Progressive and Foremost are solid choices, but the right one depends on your situation. Progressive is best known for drivers with violations, while Foremost stands out for mobile/manufactured homes.
In terms of financial strength, Progressive holds an AM Best rating of A+ compared to Foremost's A. Progressive offers 6 products while Foremost offers 5, so Progressive has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from Progressive, Foremost, and 40+ other carriers in minutes.
Frequently Asked Questions
Is Progressive or Foremost cheaper?
Rates vary based on your driving record, location, age, and coverage needs. Progressive and Foremost use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.
Which has better coverage — Progressive or Foremost?
Progressive offers Auto, Home, Renters, Motorcycle, Boat, RV coverage, while Foremost offers Home, Auto, Renters, Mobile Home, Specialty Property. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.
Which is better for high-risk drivers — Progressive or Foremost?
Both carriers serve a range of driver profiles. Progressive is best for drivers with violations and multi-policy bundling, while Foremost is best for mobile/manufactured homes and seasonal properties. Compare quotes from both to see which offers you the best rate.
How do I choose between Progressive and Foremost?
Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. Progressive is rated A+ by AM Best, while Foremost is rated A. Truvo compares quotes from both carriers so you can make an informed decision.
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