Progressive vs National General — Which Is Better for You?
Wondering whether Progressive or National General is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesAt a Glance
Progressive
One of the largest auto insurers in the US with competitive rates and innovative tools.
- ✓Drivers with violations
- ✓Multi-policy bundling
- ✓Usage-based discounts
- ✓Online quote shoppers
National General
Affordable coverage for a wide range of drivers, now part of Allstate.
- ✓Budget-conscious drivers
- ✓Non-standard auto
- ✓Flexible payment plans
- ✓Quick binding
Key Highlights
Why Choose Progressive
- •Largest name brand with the widest coverage options
- •Snapshot® usage-based discounts can save up to 30%
- •Name Your Price® tool for budget-conscious shoppers
- •Available in all 50 states and DC
Why Choose National General
- •Now backed by Allstate for added financial strength
- •Flexible payment plans with low down payments
- •Fast quoting and same-day coverage available
- •Strong independent agent network for personal service
Which Should You Choose?
Both Progressive and National General are solid choices, but the right one depends on your situation. Progressive is best known for drivers with violations, while National General stands out for budget-conscious drivers.
In terms of financial strength, Progressive holds an AM Best rating of A+ compared to National General's A. Progressive offers 6 products while National General offers 5, so Progressive has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from Progressive, National General, and 40+ other carriers in minutes.
Frequently Asked Questions
Is Progressive or National General cheaper?
Rates vary based on your driving record, location, age, and coverage needs. Progressive and National General use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.
Which has better coverage — Progressive or National General?
Progressive offers Auto, Home, Renters, Motorcycle, Boat, RV coverage, while National General offers Auto, Home, Renters, Motorcycle, RV. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.
Which is better for high-risk drivers — Progressive or National General?
Both carriers serve a range of driver profiles. Progressive is best for drivers with violations and multi-policy bundling, while National General is best for budget-conscious drivers and non-standard auto. Compare quotes from both to see which offers you the best rate.
How do I choose between Progressive and National General?
Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. Progressive is rated A+ by AM Best, while National General is rated A. Truvo compares quotes from both carriers so you can make an informed decision.
See Which Carrier Offers You the Best Rate
Compare personalized quotes from Progressive, National General, and 40+ other carriers — free and in minutes.
Get Your Free Quote