Progressive vs The General — Which Is Better for You?
Wondering whether Progressive or The General is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesAt a Glance
Progressive
One of the largest auto insurers in the US with competitive rates and innovative tools.
- ✓Drivers with violations
- ✓Multi-policy bundling
- ✓Usage-based discounts
- ✓Online quote shoppers
The General
Specializing in affordable auto insurance for high-risk drivers.
- ✓High-risk drivers
- ✓SR-22 filings
- ✓No prior insurance
- ✓DUI/DWI records
Key Highlights
Why Choose Progressive
- •Broader product lineup including home, motorcycle, and RV
- •AM Best A+ rating — top-tier financial strength
- •Usage-based Snapshot® program rewards safe drivers
- •Multi-policy bundling discounts available
Why Choose The General
- •Specializes in high-risk and SR-22 drivers
- •Quick online quotes — often under 2 minutes
- •Low down payment options for budget shoppers
- •No prior insurance? No problem
Which Should You Choose?
Both Progressive and The General are solid choices, but the right one depends on your situation. Progressive is best known for drivers with violations, while The General stands out for high-risk drivers.
In terms of financial strength, Progressive holds an AM Best rating of A+ compared to The General's A. Progressive offers 6 products while The General offers 1, so Progressive has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from Progressive, The General, and 40+ other carriers in minutes.
Frequently Asked Questions
Is Progressive or The General cheaper?
Rates vary based on your driving record, location, age, and coverage needs. Progressive and The General use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.
Which has better coverage — Progressive or The General?
Progressive offers Auto, Home, Renters, Motorcycle, Boat, RV coverage, while The General offers Auto. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.
Which is better for high-risk drivers — Progressive or The General?
Both carriers serve a range of driver profiles. Progressive is best for drivers with violations and multi-policy bundling, while The General is best for high-risk drivers and sr-22 filings. Compare quotes from both to see which offers you the best rate.
How do I choose between Progressive and The General?
Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. Progressive is rated A+ by AM Best, while The General is rated A. Truvo compares quotes from both carriers so you can make an informed decision.
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