Root Insurance vs Bristol West — Which Is Better for You?
Wondering whether Root Insurance or Bristol West is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesAt a Glance
Root Insurance
Usage-based auto insurance powered by telematics and data science.
- ✓Safe drivers
- ✓Tech-savvy customers
- ✓Young drivers with good habits
- ✓Usage-based pricing fans
Bristol West
Non-standard auto insurance through Farmers Insurance Group.
- ✓Non-standard drivers
- ✓Coverage gaps
- ✓Drivers with violations
- ✓Independent agent access
Key Highlights
Why Choose Root Insurance
- •Usage-based pricing rewards safe driving behavior
- •Fully digital experience with no paperwork
- •Also offers renters insurance
- •Tech-forward approach appeals to younger drivers
Why Choose Bristol West
- •Backed by Farmers Insurance Group — financial stability
- •Specializes in non-standard drivers
- •Competitive for drivers with violations or coverage gaps
- •Strong independent agent network
Which Should You Choose?
Both Root Insurance and Bristol West are solid choices, but the right one depends on your situation. Root Insurance is best known for safe drivers, while Bristol West stands out for non-standard drivers.
In terms of financial strength, Root Insurance holds an AM Best rating of B++ compared to Bristol West's A. Root Insurance offers 2 products while Bristol West offers 1, so Root Insurance has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from Root Insurance, Bristol West, and 40+ other carriers in minutes.
Frequently Asked Questions
Is Root Insurance or Bristol West cheaper?
Rates vary based on your driving record, location, age, and coverage needs. Root Insurance and Bristol West use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.
Which has better coverage — Root Insurance or Bristol West?
Root Insurance offers Auto, Renters coverage, while Bristol West offers Auto. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.
Which is better for high-risk drivers — Root Insurance or Bristol West?
Both carriers serve a range of driver profiles. Root Insurance is best for safe drivers and tech-savvy customers, while Bristol West is best for non-standard drivers and coverage gaps. Compare quotes from both to see which offers you the best rate.
How do I choose between Root Insurance and Bristol West?
Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. Root Insurance is rated B++ by AM Best, while Bristol West is rated A. Truvo compares quotes from both carriers so you can make an informed decision.
See Which Carrier Offers You the Best Rate
Compare personalized quotes from Root Insurance, Bristol West, and 40+ other carriers — free and in minutes.
Get Your Free Quote