Root Insurance vs Bristol West: Which Is Better for You?
Wondering whether Root Insurance or Bristol West is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesQuick answer
Root Insurance and Bristol West both help you shop for insurance, but they work differently. Root Insurance is best for safe drivers, while Bristol West is best for non-standard drivers. Root Insurance covers 2 insurance lines (Auto, Renters), and Bristol West covers 1 (Auto). The cheapest option depends on your driving record, location, and coverage needs, so comparing personalized quotes from both is the only way to know.
Root Insurance vs Bristol West: Side by Side
| Feature | Root Insurance | Bristol West |
|---|---|---|
| Type | Usage-based auto insurance powered by telematics and data science. | Non-standard auto insurance through Farmers Insurance Group. |
| AM Best rating | B++ | A |
| Founded | 2015 | 1973 |
| Headquarters | Columbus, Ohio | Davie, Florida |
| Insurance lines | Auto, Renters | Auto |
| Lines covered | 2 | 1 |
| Availability | Available in 30+ states | Available in select states |
At a Glance
Root Insurance
Usage-based auto insurance powered by telematics and data science.
- ✓Safe drivers
- ✓Tech-savvy customers
- ✓Young drivers with good habits
- ✓Usage-based pricing fans
Bristol West
Non-standard auto insurance through Farmers Insurance Group.
- ✓Non-standard drivers
- ✓Coverage gaps
- ✓Drivers with violations
- ✓Independent agent access
Key Highlights
Why Choose Root Insurance
- •Usage-based pricing rewards safe driving behavior
- •Fully digital experience with no paperwork
- •Also offers renters insurance
- •Tech-forward approach appeals to younger drivers
Why Choose Bristol West
- •Backed by Farmers Insurance Group — financial stability
- •Specializes in non-standard drivers
- •Competitive for drivers with violations or coverage gaps
- •Strong independent agent network
Which Should You Choose?
Both Root Insurance and Bristol West are solid choices, but the right one depends on your situation. Root Insurance is best known for safe drivers, while Bristol West stands out for non-standard drivers.
In terms of financial strength, Root Insurance holds an AM Best rating of B++ compared to Bristol West's A. Root Insurance offers 2 products while Bristol West offers 1, so Root Insurance has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile. Your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from Root Insurance, Bristol West, and 40+ other carriers in minutes.
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