Cheap Car Insurance in Florida
The average Florida driver overspends on car insurance by $400/year. Compare quotes from Progressive, GEICO, Allstate & 40+ carriers in 2 minutes.
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Florida Car Insurance Minimums
Florida requires all drivers to carry minimum liability insurance. Here are the state-mandated minimums:
Property Damage
$10,000
$10,000 PIP required
Florida requires PIP and property damage only — no bodily injury liability minimum, but 10/20 BI is required if you have certain violations.
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Truvo compares quotes from 40+ carriers including Progressive, GEICO, Allstate, Mercury, Dairyland, Bristol West, and more — all in one place so you don't have to shop around yourself.
Most drivers save an average of $300+/year by switching through Truvo. Your savings depend on your driving history, vehicle, and current rates — but our technology finds discounts many agents miss.
No. Truvo uses a soft credit inquiry that does NOT affect your credit score. You can compare as many quotes as you'd like with zero impact.
Most customers get personalized quotes in about 2 minutes. Just answer a few quick questions and we'll show you rates from multiple top carriers instantly.
Yes! You can switch your car insurance policy at any time with no penalty. If you've prepaid, your previous carrier will typically refund the unused portion of your premium.
Florida requires at least $10,000 property damage. Florida also requires $10,000 PIP. Florida requires PIP and property damage only — no bodily injury liability minimum, but 10/20 BI is required if you have certain violations. Truvo compares 40+ carriers to find you the best rate that meets or exceeds these minimums.
Car insurance costs in Florida vary based on your driving record, vehicle, age, and location within the state. The average Florida driver can save $300+/year by comparing quotes through Truvo — enter your zip code above to see your personalized rates.
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