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Audi A4 Insurance Cost

The Audi A4 is a luxury sedan with an average insurance cost of $2,180/yr. It carries a IIHS Top Safety Pick+ safety rating and medium theft risk. See how costs break down by year below.

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$2,180/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Medium

Theft Risk

Luxury Sedan

Body Type

About Audi A4 Insurance

The Audi A4 is a popular luxury sedan that averages $2,180/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the A4 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.

Insurance costs vary by model year — newer A4s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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