Audi A4 Insurance Cost
The Audi A4 is a luxury sedan with an average insurance cost of $2,180/yr. It carries a IIHS Top Safety Pick+ safety rating and medium theft risk. See how costs break down by year below.
Quote My A4$2,180/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Medium
Theft Risk
Luxury Sedan
Body Type
Insurance Cost by Year — Audi A4
About Audi A4 Insurance
The Audi A4 is a popular luxury sedan that averages $2,180/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the A4 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer A4s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
Get Your Audi A4 Insurance Quote
Your actual rate depends on your specific A4, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare A4 Insurance Rates