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Cadillac CT5 Insurance Cost

The Cadillac CT5 is a luxury sedan with an average insurance cost of $2,350/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.

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$2,350/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

Medium

Theft Risk

Luxury Sedan

Body Type

About Cadillac CT5 Insurance

The Cadillac CT5 is a popular luxury sedan that averages $2,350/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the CT5 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.

Insurance costs vary by model year — newer CT5s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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