Cadillac CT5 Insurance Cost
The Cadillac CT5 is a luxury sedan with an average insurance cost of $2,350/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My CT5$2,350/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Luxury Sedan
Body Type
Insurance Cost by Year — Cadillac CT5
About Cadillac CT5 Insurance
The Cadillac CT5 is a popular luxury sedan that averages $2,350/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the CT5 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer CT5s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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