Cadillac XT4 Insurance — Safety Ratings & Recalls
The Cadillac XT4 is a luxury compact suv. Its best NHTSA overall rating across tested variants is 5 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My XT4Luxury Compact SUV
Body Type
5 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
United States
Country of Origin
Cadillac XT4 — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Cadillac XT4 | Not rated by NHTSA | 5 | 17 |
| 2021 Cadillac XT4 | Not rated by NHTSA | 1 | 12 |
| 2022 Cadillac XT4 | Not rated by NHTSA | 1 | 4 |
| 2023 Cadillac XT4 | Not rated by NHTSA | NHTSA lists no count | 12 |
| 2024 Cadillac XT4 | Not rated by NHTSA | 1 | 29 |
| 2025 Cadillac XT4 | 5 stars | 1 | 10 |
| 2026 Cadillac XT4 | Not rated by NHTSA | NHTSA lists no count | 0 |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Cadillac XT4 insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Cadillac XT4.
About Cadillac XT4 Insurance
The Cadillac XT4 is a luxury compact suv from Cadillac. Cadillac is the luxury brand of General Motors. Its line includes the CT5 sedan, the XT4, XT5 and Escalade SUVs, and the electric LYRIQ.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the XT4. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
Frequently Asked Questions
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