Chrysler 300 Insurance Cost
The Chrysler 300 is a full-size sedan with an average insurance cost of $1,950/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My 300$1,950/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Full-size Sedan
Body Type
Insurance Cost by Year — Chrysler 300
About Chrysler 300 Insurance
The Chrysler 300 is a popular full-size sedan that averages $1,950/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the 300 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer 300s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Chrysler 300 insurance cost?
The average insurance cost for a Chrysler 300 is $1,950/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Chrysler 300 expensive to insure?
Compared to the national average of about $1,770/yr, the Chrysler 300 at $1,950/yr is above average in insurance cost. As a full-size sedan, it falls within the typical range for its class.
What is the Chrysler 300's safety rating?
The Chrysler 300 has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Chrysler 300 a theft target?
The Chrysler 300 has a medium theft risk rating. Moderate theft risk means comprehensive coverage is reasonably priced. Anti-theft devices may still qualify you for discounts.
How can I get cheap Chrysler 300 insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
Get Your Chrysler 300 Insurance Quote
Your actual rate depends on your specific 300, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare 300 Insurance Rates