Ford Mustang Insurance — Safety Ratings & Recalls
The Ford Mustang is a sports car. Its best NHTSA overall rating across tested variants is 5 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My MustangSports Car
Body Type
5 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
United States
Country of Origin
Ford Mustang — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Ford Mustang | 5 stars | 8 | 118 |
| 2021 Ford Mustang | 5 stars | 6 | 55 |
| 2022 Ford Mustang | 5 stars | 9 | 49 |
| 2023 Ford Mustang | 5 stars | 6 | NHTSA lists no count |
| 2024 Ford Mustang | 5 stars | 12 | 73 |
| 2025 Ford Mustang | 5 stars | 6 | 14 |
| 2026 Ford Mustang | 5 stars | 5 | NHTSA lists no count |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Ford Mustang insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Ford Mustang.
About Ford Mustang Insurance
The Ford Mustang is a sports car from Ford. Ford is a U.S. automaker based in Dearborn, Michigan. Its line includes the F-150 pickup, the Escape, Explorer and Bronco SUVs, and the Mustang.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the Mustang. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
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