Ford Mustang Insurance Cost
The Ford Mustang is a sports car with an average insurance cost of $2,350/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Mustang$2,350/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Sports Car
Body Type
Insurance Cost by Year — Ford Mustang
About Ford Mustang Insurance
The Ford Mustang is a popular sports car that averages $2,350/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Mustang is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Mustangs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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