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GMC Canyon Insurance Cost

The GMC Canyon is a mid-size truck with an average insurance cost of $1,680/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.

Quote My Canyon

$1,680/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

Low

Theft Risk

Mid-size Truck

Body Type

About GMC Canyon Insurance

The GMC Canyon is a popular mid-size truck that averages $1,680/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the Canyon is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer Canyons (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

How much does GMC Canyon insurance cost?

The average insurance cost for a GMC Canyon is $1,680/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.

Is the GMC Canyon expensive to insure?

Compared to the national average of about $1,770/yr, the GMC Canyon at $1,680/yr is below average in insurance cost. As a mid-size truck, it falls within the typical range for its class.

What is the GMC Canyon's safety rating?

The GMC Canyon has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.

Is the GMC Canyon a theft target?

The GMC Canyon has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.

How can I get cheap GMC Canyon insurance?

Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.

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Your actual rate depends on your specific Canyon, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.

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